We can provide OWNER FINANCING without good credit or long employment history. Self-employed, no problem.
321 W 8th St Bonham, Tx 75418
3/3 Single Family Home, 1,765 sq ft. ¼ acre lot.
189,500 Price.
As of a few years ago: This house has been fully remodeled so it looks good on the outside as well as being good on the inside. New central HVAC, new roof, every plumbing pipe is new, electrical updated and inspected. Full backyard fence. The house has plenty of roof to park including a 1 car detached carport. Big back yard and the inside has an open concept layout. The windows have new glass. The house is in a good neighborhood across from a church.
Option #1 – OWNER FINANCE with Adjustable rate mortgage.
· $15,000 down but may be able to work with you
· $1,279.20/m + T&I (estimate 279/m) – payment for first year.
· 7.99% - Initial interest rate (IR).
· IR changes each year and will be set at 6% (margin) above APOR, max 1% up or down each year.
· APOR = Average Prime Offer Rate listed by the Federal Financial Institutions Examination Council (FFIEC). This is the index.
· 30 Year fully amortized loan. No prepayment penalty. Refi or sell whenever.
Option #2 – OWNER FINANCE with Fixed Rate
· $15,000 down but may be able to work with you
· $1,530.07/m + T&I (estimate 279/m) – payment for first year.
· 9.99% - Initial interest rate (IR) with Same APR. No origination fee.
· 30 Year fully amortized loan. No prepayment penalty. Refi or sell whenever.
OPTION #3 - Bring your own financing from a third party bank or other lender.
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