803 E 14th St
About this home
A renovated one-story home in Bonham with three bedrooms and two full baths. It has new luxury vinyl plank floors and fresh paint throughout. The kitchen has new countertops, an island and added pantry storage. The lot is a quarter acre, with a chain-link fence, a storage building out back and an attached carport.
Property details
| Bedrooms | 3 |
|---|---|
| Bathrooms | 2 full |
| Living area | 1,272 sq ft |
| Lot | 0.236 acre |
| Year built | 1940 |
| Stories | 1 |
| Construction | Wood siding; composition roof |
| Foundation | Pier and beam |
| Heating | Electric |
| Cooling | Window units |
| Flooring | Luxury vinyl plank |
| Kitchen | Eat-in kitchen; gas range |
| Parking | Attached carport (1 space) |
| Fencing | Chain link |
| Water & sewer | Public |
| Schools | Bonham ISD: Inglish Elementary, Rather Middle, Bonham High |
| HOA | None |
| Subdivision | Bailey Inglish |
Rooms
| Primary bedroom | 11 × 17 ft |
|---|---|
| Bedroom | 13 × 11 ft |
| Bedroom | 12 × 9 ft |
| Living room | 15 × 11 ft |
| Kitchen | 9 × 11 ft |
| Dining room | 9 × 11 ft |
| Full bath | 7 × 5 ft |
| Full bath | 8 × 6 ft |
Details from MLS #21391753 (listing broker: Real Broker, LLC). Information is believed reliable but is not guaranteed; buyers should verify all details, including school assignment.
Financing example
Owner financing from Sage Grove Investments LLC. The interest rate is 9.99%, fixed for the life of the loan. The Annual Percentage Rate (APR) is shown in each example below and will not go up after closing. The APR includes our $35.00 monthly servicing fee, which is why it is higher than the interest rate. We charge no origination fee or points on our owner-financed sales.
| Purchase price | $125,000 |
|---|---|
| Down payment | $15,000 (12.0%) |
| Loan amount | $110,000 |
| Interest rate | 9.99% fixed |
| Annual Percentage Rate (APR) | 10.38% |
| Amortization | 30 years |
| Monthly principal & interest | $964.52 |
| Monthly servicing fee | $35.00 |
| Monthly payment (before taxes & insurance) | $999.52 |
| Balloon payment (month 120) | $100,015.40 |
Repayment: 119 monthly payments of $999.52 ($964.52 principal and interest plus the $35.00 servicing fee), then a final payment of $101,014.92 in month 120 (10 years). That final payment is the regular $999.52 plus the $100,015.40 balloon, which is the entire remaining balance.
| Purchase price | $125,000 |
|---|---|
| Down payment | $10,000 (8.0%) |
| Loan amount | $115,000 |
| Interest rate | 9.99% fixed |
| Annual Percentage Rate (APR) | 10.37% |
| Amortization | 30 years |
| Monthly principal & interest | $1,008.36 |
| Monthly servicing fee | $35.00 |
| Monthly payment (before taxes & insurance) | $1,043.36 |
| Balloon payment (month 120) | $104,561.93 |
Repayment: 119 monthly payments of $1,043.36 ($1,008.36 principal and interest plus the $35.00 servicing fee), then a final payment of $105,605.29 in month 120 (10 years). That final payment is the regular $1,043.36 plus the $104,561.93 balloon, which is the entire remaining balance.
- A balloon payment is due in month 120. It is much larger than the regular payment. Before it is due you will need to refinance, sell the home or pay the balance in full. Refinancing is not guaranteed.
- Taxes and insurance are not included. The payments above are principal, interest and the servicing fee only; your actual monthly payment will be higher.
- Payments are based on a 30-year amortization. We may accept a smaller down payment, which would change these numbers.
- Example only; subject to approval. This is not an offer of credit or a commitment to lend. Every loan is subject to application, ability-to-repay review, underwriting and approval, and terms may change.