Sage Grove Investments is a licensed Texas portfolio lender. We make first-lien loans on houses, small rentals and developed land for investors, small builders and homeowners — and we look at the property and the deal, not just the credit box.
We don't lend on:
We make long-term loans with a fixed monthly payment, so you're not racing to refinance a short-term note.
We weigh the property, your equity and your plan, not just a credit score. Files other lenders declined are welcome.
We aim to tell you within 24 hours whether your loan is one we can do. If it isn't, we'll say so.
We're a local portfolio lender, not a loan marketplace. You work directly with us from your first call through closing.
Fill out the short form below or call us. It takes about two minutes. No documents needed yet.
We'll call or email to talk it through and let you know if it's a fit, usually within 24 hours.
If it's a fit, we'll send the application and explain every term in writing. We close at a title company.
A few quick questions so we can give you a useful answer. This is not a loan application.
Yes, as part of the application. But credit is one piece of the picture. We put real weight on the property, your equity and your plan, so a file another lender declined can still be a fit.
$50,000. We don't set a fixed maximum. It depends on the property and the deal.
No. We make long-term loans with a fixed monthly payment. Many of our loans include a balloon payment of the remaining balance at a set date, and we'll show you the full terms, including any balloon, in writing before you commit.
It depends on the property, the loan amount and the deal. We'll give you the specific terms and the required disclosures once we know the details. Call us or send the form above to get started.
Yes, please do. If it's a first-lien loan on a 1–4 unit home or developed land in our area, send the basics through the form or call us, and we'll tell you quickly whether it's one we can do.
Manufactured or mobile homes, retail or commercial buildings, and raw land without road access and utilities.